Privacy Policy for Samrat Finance
Effective Date: [Insert Date]
Last Updated: [Insert Date]
At Samrat Finance, your privacy is our priority. This Privacy Policy explains how we collect, use, store, and protect your personal information when you use our services, website, or mobile applications. By using our services, you agree to the terms outlined in this policy.
1. Information We Collect
We collect personal and non-personal information to provide financial services effectively. The types of data we may collect include:
Personal Identification Information:
Name, address, date of birth, contact details (email, phone number)
Financial Information:
Bank account details, credit history, income details, loan repayment history
KYC Documents:
PAN, Aadhaar, Passport, Voter ID, driving license, and photographs
Usage Information:
IP address, browser type, device information, cookies, and app usage statistics
2. How We Use Your Information
Your information is used for:
Processing loan applications and providing financial services
Conducting credit checks and risk assessments
Complying with legal and regulatory requirements
Communicating about your account, transactions, and offers
Improving user experience and customizing our services
Preventing fraud and ensuring security
3. Information Sharing and Disclosure
We do not sell or rent your personal data. We may share information only with:
Regulatory Authorities: For compliance with laws and regulations
Credit Bureaus: For credit assessment and reporting
Service Providers: IT support, payment gateways, and collection agencies
Legal Obligations: If required by law or court order
4. Data Security
We implement advanced security measures such as encryption, firewalls, and secure servers to protect your personal information. However, no method of transmission over the Internet is 100% secure, and we cannot guarantee absolute security.
5. Cookies and Tracking
Our website and mobile apps may use cookies and similar technologies to enhance user experience, analyze traffic, and improve services. You can manage cookie preferences through your browser settings.
6. Your Rights
As a user, you have the right to:
Access, update, or correct your personal information
Request deletion of your data (subject to legal obligations)
Opt-out of marketing communications
7. Third-Party Links
Our website or app may contain links to third-party websites. We are not responsible for the privacy practices of such websites.
8. Changes to Privacy Policy
We may update this policy from time to time. Any changes will be posted on this page with the updated date.
9. Contact Us
For any questions or concerns regarding this Privacy Policy, please contact us at:
Samrat Finance
Email: [Insert Email]
Phone: [Insert Contact Number]
Address: [Insert Company Address]